Legal articles written by Cavell Leitch lawyers.

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8 Insurance Articles

Insurance and RMA offences

Most who run businesses that are exposed to environmental risks such as farming and heavy industry have long been aware of the importance of holding relevant and realistic public liability and statutory liability insurance coverage.

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Speak up or lose out – when to notify your insurer

Obtaining an insurance policy and paying the premiums is only the first step to ensuring that your business has insurance cover when it needs it. An often overlooked or at least underestimated aspect is that the typical liability insurance policy has specific requirements about notifying your insurer of a potential ...

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Interpreting replacement value - Tower v Skyward

In this case, the insured (Skyward) owned an earthquake damaged property within the red zone. Skyward accepted CERA’s offer to purchase the land, leaving Skyward to take up the matter of its earthquake damaged 1900’s villa with Tower Insurance. The outcome may surprise you.

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A victory for common sense - Ridgecrest v IAG

The outcome of the Ridgecrest v IAG case proved to be beneficial for both insurers and insured alike. Since the Christchurch earthquakes many questions have been raised around replacement insurance cover and the entitlements due, particularly for commercial properties.

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O'Loughlin v Tower Insurance

On 5 April 2013 Justice Asher issued judgment in the case O'Loughlin v Tower Insurance. The decision was eagerly awaited.

It was represented as a David and Goliath struggle and was expected to provide answers to some of the major questions preventing settlement of red zone claims.

In this ...

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